Galaxy Multistate Co-operative Society offers a wide range of deposit schemes to suit every investor - from flexible fixed deposits to special schemes for women, children, and senior citizens. Secure, MSCS registered, and backed by years of trust in Phaltan and Satara district.
Earn up to 10% interest. Flexible tenure from 15 days to 15 months.
Save a fixed amount monthly and earn attractive interest over time.
Systematic savings plan — become a Lakhapati in 18 to 78 months.
Invest once, receive a fixed income credited to your account every month.
Save daily with our door-to-door collection service. Small savings, big results.
Specially designed for women higher interest rate of 9.75% for 12 months and 10% for 15 months; financial independence.
Savings scheme for daughters and children, higher interest rate of 9.75% for 12 months and 10% for 15 months; secure their future today.
Exclusive deposit with extra interest for senior citizens.
Registered under Multi-State Co-operative Societies Act — Reg. No. MSCS/CR/1641/2025
FD rates up to 10% p.a. — among the highest for co-operative societies in Satara
Tenures from 15 days to 15 months. Monthly income option available.
Additional interest rate for senior citizens across schemes
No hidden charges. Clear terms. Serving Phaltan
Galaxy Multistate Co-operative Society offers eight deposit options, each designed for a different savings goal — from a lump-sum Fixed Deposit to monthly-installment plans like the Lakhapati and Recurring Deposit schemes. For members across Phaltan, Lonand, Dahivadi, and the Akluj corridor, choosing the right scheme depends largely on how the funds are available and what the money is being saved for.
Members with a lump sum to invest typically choose the Fixed Deposit for straightforward returns, or the Monthly Income Scheme if they need that lump sum to generate a regular monthly payout, a common choice among senior citizens and retirees. Members who prefer building savings gradually use the Recurring Deposit or Lakhapati Scheme, both of which accept fixed monthly installments toward a growing corpus.
Galaxy Multistate also runs purpose-built schemes for specific members — the Saubhagyavati Samruddhi Scheme for women, the Sukanya & Chiranjiv Kalyan Scheme for children, and the Senior Citizen Honour Deposit for members aged 60 and above, each carrying additional benefits suited to that group. For households that find daily savings easier than monthly lump sums, the Daily Deposit Scheme offers doorstep collection starting from small daily amounts.
All deposit schemes are backed by Galaxy Multistate's registration under the Multi-State Co-operative Societies Act (Reg. No. MSCS/CR/1641/2025), with transparent terms and no hidden charges across every scheme.