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Galaxy Group of Companies - Galaxy Multistate Multipurpose Co-Operative Society
Gold loan disbursed in 15 minutes at Galaxy Multistate Co-Operative Society
Woman entrepreneur supported by a business loan from Galaxy Multistate
Booking gold jewellery with 25% advance payment under Galaxy Multistate's gold scheme
Women benefiting from Galaxy Multistate's savings and deposit scheme
Fixed deposit icon

10.00%

Fixed Deposit

Savings account icon

Upto 6.00%

Savings A/c.

Gold loan icon

16.00%

Gold Loan

Mortgage loan icon

14.00%

Mortgage Loan

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Trusted Co-operative Society in Phaltan
for Loans & Deposits


Galaxy Multistate Multipurpose Co-operative Society Ltd. - MSCS registered, serving Phaltan and Satara district. Gold loans in 15 minutes, fixed deposits up to 10% p.a., and a full range of savings and loan products - all under one roof.


Galaxy Multistate Co-operative Society, Phaltan

Galaxy Multistate Multipurpose Co-operative Society Ltd. was established to bring accessible, transparent, and member-first financial services to every household in Phaltan and Satara district. Registered under the Multi-State Co-operative Societies Act (Reg. No. MSCS/CR/1641/2025), we combine the trust of a co-operative with the convenience of modern banking. From gold loans disbursed in 15 minutes to fixed deposits with attractive returns -
we are built for you.

Learn More About Us

Our Loans & Deposit Schemes

Trusted financial products for every need — from quick gold loans to long-term deposit plans.

Fixed deposit scheme — Galaxy Multistate Phaltan

Gold Loan

Loan in 15 minutes. 16% interest. Zero processing fee.

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Recurring Deposit

Business Loan

Grow your business with flexible repayment options.

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Monthly Income Scheme

Personal Loan

Quick personal loans - no guarantor required.

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Lakhapati Scheme

Gold Purchase Loan

Buy gold jewellery with easy loan repayment.

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Daily Deposit Scheme

Loan Against Salary

Salaried employees - get instant loans on your salary.

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Fixed deposit scheme — Galaxy Multistate Phaltan

Fixed Deposit

10% High interest rates, safe investment, flexible tenure.

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Recurring Deposit

Recurring Deposit

Recurring Deposit Save monthly, earn attractive 9.50% interest over time.

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Monthly Income Scheme

Monthly Income Scheme

Invest once, earn a fixed income every month.

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Lakhapati Scheme

Lakhapati Scheme

Systematic savings plan to build long-term wealth.

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Daily Deposit Scheme

Daily Deposit Scheme

Our representative visits daily - save effortlessly.

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Senior Citizen Deposit

Senior Citizen Deposit

Exclusive higher-interest deposit for senior citizens.

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Saving Starts at Home -
Our Representative Comes to You

Building a savings habit is easier when someone holds you accountable. Our daily deposit representative visits your doorstep every day - making it simple to save a little, consistently.

Small savings today become the financial security you need tomorrow.

Modern Banking Services

Transfer money, check balance, pay bills anytime from your phone.


Mobile Banking

Mobile Banking

Transfer money, check balance, pay bills anytime from your phone.

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NEFT / RTGS / IMPS

NEFT / RTGS / IMPS

Send and receive money across India instantly.

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Visit Us in Phaltan

Address

Bhavani Market, Ravivar Peth,
Opp. Phaltan Bus Stand, Phaltan,
Tal. Phaltan, Dist. Satara - 415523

Registration No.

MSCS/CR/1641/2025

Galaxy Multistate Co-operative Society — Your Local Financial Partner in Phaltan

Galaxy Multistate Co-operative Society Your Local Financial Partner in Phaltan Galaxy Multistate Multipurpose Co-operative Society Ltd. is a registered multi-state co-operative credit society headquartered in Phaltan, serving members across Satara district, including Lonand, Dahivadi, and the Akluj corridor. Registered under the Multi-State Co-operative Societies Act (Reg. No. MSCS/CR/1641/2025), the society combines the accountability of a regulated co-operative with everyday banking convenience for local households, farmers, and small business owners.

Members come to Galaxy Multistate primarily for two reasons: quick access to funds through gold loans, and a secure place to grow savings through fixed and recurring deposits. The gold loan process is built for speed, with disbursal in 15 minutes against pledged gold jewellery at competitive co-operative rates. On the deposit side, fixed deposit tenures range from 30 days to 2+ years, with returns calculated transparently and no hidden charges.

As part of the Kay Bee Group, Phaltan, Galaxy Multistate operates with the backing of an established local business group while functioning independently as a member-owned financial institution. Whether you're opening your first savings account, planning a fixed deposit, or need urgent funds against gold, the Phaltan branch team handles documentation and disbursal locally without routing decisions through a distant head office.

For households and businesses across Phaltan, Satara, Lonand, Dahivadi, and surrounding areas, Galaxy Multistate aims to make co-operative banking accessible, transparent, and rooted in the community it serves.

Watch — Gold Loans, Fixed Deposits & Member Experiences

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Frequently Asked Questions(FAQ)

Galaxy Multistate Multipurpose Co-operative Society Ltd. is a registered multi-state co-operative credit society headquartered in Phaltan, Satara district, offering gold loans, fixed deposits, savings and current accounts, and other loan products to members.
Yes. The society is registered under the Multi-State Co-operative Societies Act, Registration No. MSCS/CR/1641/2025, a Central Government registration.
Gold loans are available at 16% interest per annum, with disbursal in 15 minutes and zero processing fee.
Fixed deposit interest rates go up to 10% per annum, depending on the tenure chosen, ranging from 15 days to 15 months.
The society primarily serves Phaltan and surrounding areas across Satara district, including Lonand, Dahivadi, and the Akluj corridor.
Visit the Phaltan branch with basic KYC documents (Aadhaar, PAN, photograph), or contact the branch directly to get started.
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