The Saubhagyavati Samruddhi Scheme is Galaxy Multistate Co-operative Society's dedicated savings plan for women offering higher interest rates, flexible tenure, and a path to financial independence for women across Phaltan taluka and Satara district.
Saubhagyavati Samruddhi means 'Prosperity for the Fortunate Woman.' This scheme recognises the important role women play in managing household finances and gives them a dedicated deposit scheme with preferential rates on 12- and 15-month tenures.
Whether you are a homemaker, working woman, or entrepreneur this scheme is designed to help you grow your savings and achieve financial independence.
| Tenure | Interest Rate (% p.a.) |
|---|---|
| 12 Months | 9.75% |
| 15 Months | 10.00% |
Saubhagyavati Samruddhi, meaning "prosperity for the fortunate woman," is Galaxy Multistate's dedicated deposit scheme for women across Phaltan, Lonand, Dahivadi, and the Akluj corridor. The scheme recognises that women whether homemakers, working professionals, or entrepreneurs often manage household finances and savings decisions, and gives them a deposit product designed specifically around that role.
The scheme offers tenure options of 12 and 15 months, with the longer tenure carrying a higher rate of return. This structure suits women planning toward a medium-term goal building an independent fund, supporting a family milestone, or simply growing personal savings outside joint household accounts.
Like other deposit schemes at Galaxy Multistate, Saubhagyavati Samruddhi is backed by the society's registration under the Multi-State Co-operative Societies Act (Reg. No. MSCS/CR/1641/2025), giving women in Phaltan and Satara district a regulated, transparent way to build financial independence.