Invest your money in a Fixed Deposit at Galaxy Multistate Co-operative Society, Phaltan and earn up to 10% interest per annum. Safe, MSCS registered, with flexible tenures starting from just 30 days.
| Tenure | Interest Rate (% p.a.) | Special Category Rate |
|---|---|---|
| 15 Days to 30 Days | 6.00% | 6.00% |
| 31 Days to 90 Days | 6.75% | 6.75% |
| 91 Days to 6 Months | 7.25% | 7.25% |
| 6 Months to 12 Months | 8.00% | 8.00% |
| 366 Days (1 Year+1 Day) | 9.50% | 9.50% |
| 366 Days — Senior Citizen / Women / Defence Personnel | — | 9.75% |
| 15 Months | 10.00% | 10.00% |
Visit Galaxy Multistate Co-operative Society, Phaltan branch.
Choose your deposit amount (minimum ₹ 5,000) and preferred tenure.
Submit your PAN card, Aadhaar card, and 3 passport-size photographs.
Receive your Fixed Deposit receipt on the same day.
Your interest starts accumulating from day one.
Mandatory
Identity + address proof
3 passport-size photographs
₹ 5,000
A Fixed Deposit at Galaxy Multistate Co-operative Society serves members across Phaltan, Lonand, Dahivadi, and the Akluj corridor who have a lump sum to invest and want predictable returns. Tenures range from as short as 15 days for temporary parking of funds, up to 15 months for the highest rate slab, giving members flexibility based on how soon they might need access to the money.
For members who want their FD interest paid out monthly rather than at maturity, Galaxy Multistate's Monthly Income Scheme operates on a similar lump-sum basis with a regular payout structure — useful for retirees and senior citizens seeking steady income. Senior citizens, women, and defence personnel qualify for a preferential 9.75% rate on the 366-day tenure. Unlike market-linked investments, a Fixed Deposit at Galaxy Multistate carries no market risk — the rate is fixed at the time of deposit and does not change for the chosen tenure, backed by the society's registration under the Multi-State Co-operative Societies Act (Reg. No. MSCS/CR/1641/2025).